Loans, Loans, Loans!

The Gatti Team's Jeff, Meredith, and Katy recently sat down with Mike and Jackson Carey, the fabulous father-son duo on The Carey Lending Team, Motto Mortgage. In this installment of our video series, we take a deep dive into the various types of mortgages that buyers may want to consider when purchasing a Gulf Coast home or condo. We hope you enjoy this information and find it helpful! We are always here to answer any questions you may have and are just a text or call away. 


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The Links

 

Calling all golfers!  Are you looking for that perfect getaway overlooking one of the most pristine courses in lower Alabama?  Look no further than The Links.  Situated in the heart of The Peninsula, this development offers spacious condos with beautiful golf course views and incredible community amenities.  Peninsula is a gated community with security guards to ensure all guests are registered prior to entry.  Amenities include a popular and well-maintained golf course; an outdoor pool; tennis courts; and a fitness center.  If you are looking for the perfect place to plant your roots or for an upscale investment property, look no further!


Golfer's Getaway

Unit A-201 is a top-floor condo which means tall ceilings and no noise…

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laguna bella--coastal luxury

Are you considering buying a beach condo in Gulf Shores Alabama on the Alabama Gulf Coast?  Let me introduce you to Laguna Bella located on West Beach.  Situated between the Little Lagoon and the Gulf of Mexico, this development has direct lagoon views and gulf views across Beach Blvd.  Built as a townhouse-style condo complex, each condo is two stories with no upstairs neighbors to interrupt your vacation with noise.  Every condo has additional outdoor storage and covered parking with outdoor space large enough for a grill or a seating area.  The community amenities are second to none for the outdoorsman or the fisherman.  The community dock and fishing pier was recently replaced and upgraded with flow-through decking,…

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It's Mardi Gras time!

For those who do not make the South their home, the holiday, Mardi Gras, is often met with some confusion. What are these days in late-winter that are marked by so much festivity, food, and fun - and why are they so special?

The Mardi Gras holiday is undoubtedly synonymous with the fair city of New Orleans. The first Mardi Gras celebration in The United States is said to have occurred around the year 1700. But did you know that some believe that the first Mardi Gras celebration was actually held in Mobile, Alabama, just across the bay from our Gulf Coast beaches? I certainly won't enter into this debate today, but just know that it is an ongoing topic of discussion!

A Time for Celebration

The tradition dates back…

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Lakewood Villas-Conveniently Located

If you have ever considered moving to the beach or becoming a part-time resident by owning a second home, now is your chance to own a piece of paradise right in the heart of Gulf Shores, Alabama.  Located only two miles from the white sand beaches of the Alabama Gulf Coast, Lakewood Villas is a townhouse development aimed at delivering the freedom to enjoy the beach lifestyle.  Built in the 1980s, this complex was developed as a planned unit development that gives owners a greater amount of autonomy than a condo complex and fewer responsibilities than owning a home, such as the need to do yard work.  Each townhouse belongs completely to the owner rather than the studs-in approach of a condo.  If you are looking…

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Gulf Coast Market Coffee Break

Mortgage 101 with The Gatti Team

Join us for a leisurely coffee break with The Gatti Team, RE/MAX of Orange Beach, and our special guest, Maureen Young of Barr Group Mortgage. In this video on the dock at Little Lagoon in Gulf Shores, we chat with Maureen about the basics, tips, and the timeline of applying for and getting approved for a loan in our Gulf Coast market. A quick market snapshot can be found at the end.

Enjoy! 

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Our Alabama Gulf Coast Beaches

It is a pleasure to live and play along the Alabama Gulf Coast! As Gulf Coast residents, we are fortunate to have our famed white sand beaches, but we can also enjoy the exceptional Gulf State Park and wildlife preserves right at our doorstep! These natural lands provide bountiful recreational opportunities for outdoor fun along our bays, lagoons, rivers, and bayous. They also provide vital habitat and breeding grounds for a rich and varied population of fish, sea creatures, and birds, including bald eagles, osprey, owls, and brown pelicans, and land animals, such as tortoises, lizards, frogs, alligators, bobcats, deer, foxes, and more! Coastal Baldwin County is also home to a few rare plants that exist in only a few…

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Thoughts about The Market

Predictions are flying about what to expect from the 2022 housing market. Here is a concise article from Bankrate on the 2022 National Market Outlook and anticipated trends. The five summary points in the article are: 

1) Interest rates will be going up

2) Price appreciation may be slowing in some areas and some markets

3) Affordability remains a challenge nationally

4) iBuyers continue but not as aggressive

5) Latino home buying gains momentum

Our Gulf Coast market typically behaves a bit differently than the national market because we are a destination and resort market with many second homes and coastal vacation rental investments. However, it's always good to watch the national trends and compare them to…

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Calling all Boaters!

Porto del Sol MarinaPorto del Sol is a one-of-a-kind property that will appeal to the serious boaters out there! Unit #302 is a spacious three-bedroom, three-bath condo that occupies prime real estate on the deep water of Cotton Bayou just around the corner from Perdido Pass and the Gulf of Mexico! The condo community of Porto del Sol offers boaters a private marina with deeded boat slips, and Porto del Sol #302 is being offered for sale with not one but two assigned slips, each featuring a 10,000-pound lift! Near the outdoor pool deck on the sparkling waters of Cotton Bayou, this condo also conveys with an assigned, climate-controlled owner’s closet. This storage space by the marina has enough room for fishing gear, beach toys and chairs, and even a…

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VA Loans at the Beach

When considering the purchase of a home in our coastal Alabama communities of Gulf Shores, Orange Beach, Foley, and surrounding Baldwin County, Alabama, many buyers are drawn to condominiumsPhoenix East Condo as they offer an easy, maintenance-free lifestyle, wonderful amenities such as fitness facilities and swimming pools, and condo dues that often include many common household utilities and insurance. Condo living can simplify home expenses and offers convenient home ownership without many of the hassles of home upkeep and maintenance.

VA Home Loans and Great Rates

Many of our coastal buyers have served our country in the military. Our vets can take advantage of attractive VA home loans, which include 100% financing and low rates. Baldwin…

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